Budgeting: Managing Cash Flows to Start Investing Systematically
Wealth First Explains how tracking your income and expenses builds the foundation for smart investing. Before you can start investing, you need to understand where your money is going. Think of budgeting as the first and most essential step toward financial freedom. We’ve already seen in our Inflation article how prices rise steadily over time. With […]
Asset Allocation: Balancing Risk and Reward for Smarter Investing
Wealth First Explains how the right mix of assets helps you build wealth with stability When it comes to building wealth, investing isn’t only about what you buy, but also about how much of each type of asset you own. That balance between equities, debt, gold, real estate, and cash is called asset allocation, and it […]
Emergency Fund: Your Safety Net for Life’s Unplanned Moments
When we think of financial planning, our minds often go straight to investing—stocks, mutual funds, or long-term goals like buying a home or retirement. But before we even start investing, there’s one essential foundation every investor must have: an emergency fund. What is an Emergency Fund? An emergency fund is money set aside specifically to […]
Goal-Based Investing: How to Invest with Purpose
When it comes to money, most of us think about “saving” or “investing” in general terms. But investing without a purpose can feel like driving without a destination. That’s where financial goals come in. They act as anchors, keeping you focused and disciplined over the long run. In this article, we’ll explain what goal-based investing […]
Inflation & Your Money: How Rising Prices Erode Savings
When we think of financial planning, most people calculate their goals based only on today’s prices. But there’s a hidden force quietly working against us: inflation. It is the single biggest hurdle in achieving financial goals, and ignoring it can mean falling short—even if you save regularly. What is Inflation? In simple terms, inflation is […]
The Power of Compounding & Starting Early
Wealth First Explains 01 At Wealth First, we believe that informed investors make better decisions. Yet, in today’s world, the sheer number of investment options can feel overwhelming. That’s why we’re launching a new series: “Wealth First Explains” which is meant to simplify the whys and hows of investing. Our goal is simple: to equip […]
Mutual Fund Portfolio Management: Strategies That Are Truly a Game Changer in 2025
You might have heard that diversifying your wealth across multiple funds is the best tactic to bag in maximum profit. While this is indeed true, managing such portfolios isn’t an easy feat. Instead, it’s all about establishing the right balance between your risk tolerance, investment plans, and the returns. As we enter 2025, the economic […]
Wealth Calculators (SIP, STP, SWP, FD & EMI)
Introduction Planning your financial future can feel overwhelming, but having the right tools makes it much simpler. That’s why Wealth First is proud to introduce a suite of online financial calculators designed to help you map out your investments and loans with ease. Our calculators cover everything from Systematic Investment Plans (SIPs) to Systematic Transfer […]
Tax Planning Demystified: Objectives, Benefits, and Strategies to Know in 2025
Imagine paying a significant percentage of your hard-earned money as tax and then knowing you could have evaded it with a few tricks. Wouldn’t it be disheartening for you? Obviously, you would be! The Indian taxation system has been structured meticulously to ensure every person with an income background can stay liable and compliant with […]
Best Investment Strategies in India: How to Grow Your Wealth Profile Steadily?
The stock market offers exceptional returns to investors, but only when it’s done carefully. Whether it’s opening a trade position at the wrong time or investing during the bear trend, unintentional mistakes can make a significant impact on the returns. That’s why every individual should choose a proper investment plan that will generate a stable […]