The Quiet Loop Behind too Many Decisions
Fixing the Feeling, Not the Problem It was a tense afternoon cricket match, the kind where the air feels heavier after every dot ball. The batting team had lost three quick wickets in a hurry. Not a collapse yet just enough to make the crowd restless and the dugout uneasy. The captain glanced at the […]
The J-Curve of Investing: Why Patience Feels Bad Before It Feels Right
Wealth First explains why smart investing often looks worse before it gets better and how understanding the J-curve can help you stay the course. Have you ever started a new investment plan like a SIP, a portfolio, or even a savings habit, and found yourself thinking after a few months, “Why does my plan look […]
The Latest Diet That “Changed Everything”
Why the newest update feels more compelling than the soundest plan. For months, Chandra had been working with a nutritionist and observing slow, steady changes, a practical meal plan, and enough flexibility to make it sustainable. The approach was working. His energy was better, the scale was moving gradually, and his routine finally felt balanced. […]
Zero: The Smallest Number, The Biggest Lessons in Finance
Wealth First explains why ‘zero’ has some of the deepest meanings in money and investing. “Zero looks like nothing, but it changes everything.” Imagine two identical portfolios: both earn the same gross return, but one trims unnecessary costs closer to zero. Over years, that difference quietly compounds into a meaningful lead. From bonds to budgets […]
Retirement Planning Calculator
Planning for retirement requires balancing rising expenses, inflation, and long-term investment returns. Wealth First’s Retirement Planning Calculator helps individuals and families in Ahmedabad and across India estimate their retirement corpus requirement and the monthly investment needed today to achieve long-term financial security. This tool is designed for salaried professionals, business owners, and HNIs who want […]
Key Ratios in Investing: Understanding the Numbers Behind Businesses
Wealth First explains why a few simple ratios can help investors interpret financial strength, performance, and efficiency. Behind every company’s balance sheet lies a story of how efficiently it earns, spends, and grows.Financial ratios help decode that story. They act as lenses through which investors can understand how a business is performing, whether it is […]
Tax Planning: How Taxation Impacts Post-Return Wealth
Wealth First explains how thoughtful tax planning nurtures your financial garden by helping your wealth grow stronger and last longer. Imagine your different investments as plants in a garden. Each one grows under the same sun — your income — but what truly determines how lush that garden becomes is how well you nurture it. […]
The “Thread” Connection that Doesn’t Exist!
Mohan, a small grocery shop, is known for his warm laugh, his habit of remembering everyone’s preferred brand of atta, and his ability to lighten even the dullest days with a cheerful greeting. But Mohan has a peculiar ritual. Every morning, before opening the shop, he ties a thin, fraying thread around his thumb joint […]
The Changing Field(from the series “In Mint Condition: Fresh Takes on Timeless Wealth Wisdom”)
Subtitle: When doing less wins more. The Story It was a tense afternoon cricket match. The batting team had lost three quick wickets.The captain, under pressure from the crowd’s roar and his own nerves, looked to his coach and called out: “Time to make changes.” Within minutes, the batting order was reshuffled, and a new […]
The Mock Test That Knew Him Better
Subtitle: When (over) confidence shouts louder than reality. Mayur had always been “the smart one”. He was in school toppers’ group, exceeded family expectations, always had juniors asking him for tips, and so on. So, when he signed up for a competitive exam, he carried that identity with him. “Quant? Easy. Logical? Done. English? I’ll […]